100 KARMA is India’s Mobile Super App with Bill Payment and 100 other services100 KARMA is a Bill payments app that allows you to use BHIM UPI, your credit card and debit card or wallet to recharge your mobile phone, pay all your utility bills and also make instant payments at your favourite online stores. The 100 KARMA app is safe and secure, meets all your bill payment needs, and is much better than Internet banking.Things you can do on 100 KARMA App: Recharge Mobile, DTH- Recharge Prepaid Mobile Numbers like Jio, Vodafone, Idea, Airtel etc.- Recharge DTH like Tata Sky, Airtel Direct, Sun Direct, Videocon etc.Bill Payment- Pay Credit Card Bills- Pay Landline Bills- Pay Electricity Bills- Pay Water Bills- Pay Gas Bills- Pay Broadband BillsBuy or Renew Insurance Policies- Term Life Insurance- Hospital Daily Cash Insurance: Cover of up to Rs. 4.5L for hospitalization expenses- Dengue & Malaria Insurance: Get covered for 6 mosquito-borne diseases for as low as Rs. 49/year- Domestic Multi-Trip Insurance: Stay secure every time you step out of your home- International Travel Insurance: Secure your next international trip in seconds!- Bike Insurance: Protect your 2-wheeler against damages, accidents and financial losses- Personal Accident Insurance: Insure yourself against accidents & disablement- Car Insurance: Protect your car against damages, accidents and financial lossesMake Online Payments- Make online payment of various services provided by us like Matrimony,Job search, onine food ,grocery,medicine etc.- Manage your refunds- Manage and track refunds from our websites on 100 KARMA .For more details, please visit our website at https://www.100karma.comPermissions for App and reasonsSMS: to verify Phone number for registrationLocation: to track order delivery address, store location track and order track.Contacts: for phone numbers to rechargeCamera: to upload user image.Storage: to store upload user image.Accounts: to pre-populate email ID while signing upCall: to detect single vs dual sim and let user choose