With over🏆50 Million happy customers, KreditBee is an instant personal loan app offering quick online loans. Get a flexi personal loan online in few simple steps. Apply for a personal loan within the app and get the loan disbursed to your bank account in just 10 minutes. Whether you are salaried or self-employed, you can get quick funds, without any hassles.
● Online personal loans from ₹1,000 to ₹4,00,000
● Interest rates – 0% to 29.95% p.a.
● Tenures – 3 to 24 months
● APR range – 0 to 70%
● Low transaction fees
● Quick loans and easy EMIs
What makes KreditBee ideal for every customer?
● Quick online loans
● Low interest rates
● Easy application process
● Fast personal loan approval
● Digital processing and 10-minute loan disbursal
● Manageable EMIs for easy repayment
✨Features of KreditBee, personal loan app
✔ Quick Approval – Get your instant personal loan approved within a few minutes on our mobile loan app.
✔ Flexible Repayment Options – Choose to pay online loan within 3 to 24 months, depending on your eligibility.
✔ Paperless – No physical paperwork is required with our online personal loan app. Submit required documents online.
✔ Full Transparency – No hidden costs; we maintain complete transparency with our customers.
✔ Convenient – Get a quick personal loan anytime, anywhere.
✔ Languages – English and Hindi
Why KreditBee?
✔ Personal Loan for All Purposes: From financing a large purchase, domestic/international trips, education, shopping, to covering wedding expenses, debt consolidation, emergency home repairs or medical bills.
✔ Flexible Interest Rates: We offer instant loans with flexible interest rates of 0% to 29.95% each year.
✔ Security: We only work with RBI-certified NBFCs/Banks which are guaranteed to be transparent, safe and secure:
🤝Our Lending Partners
Krazybee Services Pvt. Ltd.
IIFL Finance Ltd.
Incred Financial Services Ltd.
Vivriti Capital Pvt. Ltd.
Northern Arc Capital Ltd.
MAS Financial Services Ltd.
Cholamandalam Investment and Finance Company Ltd.
PayU Finance India Pvt. Ltd.
Poonawalla Fincorp Ltd.
Piramal Capital & Housing Finance Ltd.
Kisetsu Saison Finance (India) Pvt Ltd.
Mirae Asset Financial Services (India) Pvt. Ltd.
Types of Loan Offerings
👉 Flexi Personal Loan – Instant personal loans online ranging from ₹1,000 to ₹50,000 with flexible repayment terms of 3 months to 10 months. Only PAN card & address proof are needed.
👉 Personal Loans for Salaried – Quick online personal loans of ₹10,000 to ₹4,00,000 with flexible repayment tenure ranging from 3 to 24 months on our urgent loan app. Only PAN card, address proof & salary proof are needed.
👉 Personal Loans for Self Employed – Fast personal loans worth ₹10,000 to ₹1,50,000. Repay in easy EMIs for 3 to 12 months. Only PAN card & address proof are needed.
👉 Purchase on EMI – Transform your shopping experience with Purchase on EMI from KreditBee. Now, shop online or offline with over 2 Lakh+ merchants for a wide range of products and convert your purchase of upto 2,00,000 into easy EMIs without any processing fees. You need a PAN card and address proof.
📋Personal Loan for Salaried (Example)
● Loan Amount: ₹50,000
● Tenure: 12-months
● Rate of Interest: 20% per annum
● Processing Fee: ₹1,250 (2.5%)
● Onboarding Fee for New Customers: ₹200
● GST on Onboarding and Processing Fee: ₹261
● Total Interest: ₹5,580
● EMI: ₹4,632
● APR: 26.92%
● Amount Disbursed: ₹48,289
● Total Repayment Amount: ₹55,580
📄Eligibility
▪ Indian national
▪ Age above 21
▪ Steady monthly income
Steps to avail a loan
- Install KreditBee loan app
- Sign up using mobile number
- Provide PAN number & check your eligibility
- Upload KYC documents, including your address and get your profile verified
- Choose your loan amount and tenure
- Provide your bank details
- Request money transfer in your bank account