Fast digital money for everyday Expenses Use and Pay, anytime and anywhere.Instant Personal Loan App for Salaried & Self-Employed ProfessionalsWelcome to FatakPay Digital Private Limited, a front-runner in HR fintech, renowned for our award-winning platform that simplifies credit and financial product access. Our service ensures quick personal loans with competitive interest rates, providing a smooth, hassle-free experience for both salaried and self-employed individuals, accessible anytime and anywhere.Why Choose FatakPay?- Online Personal EMI Loans: from ₹1,000 to ₹5,00,000.- Interest Rates: Annual rates from 12% to 35.95%.- Flexible Tenure: Repayment options from 3 to 36 months.- 100% digital process & 10 min loan disbursal- Rewards: Monthly cashback and savings on purchases through our merchant partnerships.Loan Types Offered: (Easy application with just your KYC)- Short-term Loan: Loans from ₹1,000 to ₹25,000 with 3-12 months tenure.- Personal Loan for Salaried: Borrow ₹25,000 to ₹5,00,000 with flexible 6-36 months repayment terms. Loan Example:- Loan Amount: ₹20,000 for 12 months- Interest: 20% per annum- Processing Fee: ₹500 (2.5%) plus GST ₹90- Total Interest: ₹2,232- Monthly EMI: ₹1,853- APR: 24.89%- Amount Disbursed: ₹19,410- Total Repayment: ₹22,232- Total Loan Cost: ₹2,822 (Interest + Processing Fees + GST)Eligibility Criteria:- Indian Nationality- Age above 21How to Get a Loan:1. Install the FatakPay app.2. Sign up with your mobile number.3. Enter your PAN to check eligibility.4. Upload KYC documents for verification.5. Select your loan amount and tenure.6. Enter bank details for disbursement.Our Trusted NBFC Partner:- Atmos Finance Pvt. Ltd.Commitment to Financial Wellness:FatakPay believes in a human-first approach, ensuring customer safety and data protection. Our processes are seamless, and our collections are empathetic and RBI-complaint.Ethical Practices:- We use only registered landline numbers for promotional and collection activities. No private or personal mobile numbers and no foreign numbers allowed.- All payments are made through our App, with no transactions to personal accounts.- Our calls are monitored & recorded; agents never use threats or abusive language.- Our App does not access your Contacts or other private data.App permissions required from customer:Coarse Location – We use your approximate current location(while you’re using the App) to assess loan eligibility to speed up KYC process for your application.Read Device Info – We collect device and phone details, like model, OS, unique identifiers, and network info, to prevent fraud and safeguard your data.Camera & Media Access – To scan, capture and collect selfie (for fraud prevention) and necessary KYC documents, enabling us to fill in relevant fields automatically.Data Protection & Privacy:FatakPay adheres to ISO 27001:2013 standards, ensuring 100% encryption of data at rest and in transit. Customer data is securely stored and processed within India, with restricted employee access. Users have the right to request data deletion.Learn More:- Privacy Policy: https://fatakpay.com/privacy-policy- Terms & Conditions: https://fatakpay.com/terms-condition- Email: help@fatakpay.com- Phone: +91-98204 76476- Address: 1A Fatakpay Digital Pvt Ltd, Technopolis Knowledge Park, Mahakali Caves Road, Andheri East, Mumbai – 93.
FatakPay: Financial Wellness
